Executive / Senior Executive – Gold Loan

Job Description

 *Key Responsibilities*

* Generate Gold Loan business through *field visits, referrals, leads, and local market activities*.

* Acquire new customers and achieve assigned *sourcing and disbursement targets*.

* Handle *Gold Loan applications, KYC, documentation, and processing* from application to disbursement.

* Explain loan products, repayment terms, interest rates, and charges to customers.

* Coordinate with *branch, credit, operations, and valuation teams* for timely loan processing.

* Follow up with customers for *renewals, top-ups, closures, and pending interest payments*.

* Support follow-up of *overdue accounts and collection activities* as required.

* Maintain customer records and ensure compliance with *KYC and company guidelines*.

* Build strong relationships with customers and local business channels to generate repeat and referral business.

*Skiils Requirement*

* *1–2 years of experience* in Gold Loan, Retail Lending, Banking, NBFC, or Financial Services.

* Gold Loan sales/sourcing experience will be preferred.

* Good understanding of *loan processing, KYC, documentation, and disbursement**.

* Strong communication, customer-handling, and relationship-management skills.

* Target-oriented with willingness to travel locally for *field sales and business development*.

* Knowledge of Gold Loan valuation/appraisal will be an added advantage.

Requirements

• Experience Level: Junior
• Experience Required: 1 - 2 years
• Employment Type: Full-Time
• Qualification: Graduation
• Skills: gold loan, Retail, NBFC, KYC & Documentation, Customer Handling